Thursday, April 3, 2014

Step 49: Sell Your Soul to the State so you can get Health Insurance

So, remember that post I did back in January about getting health insurance, and how I said it would be a while before my State did anything to get me covered. Yup, still not covered. I even went to an Enrollment Coordinator back in late January/early February. Didn't hear anything from the state for about a month, and when I do, they ask me to fill out this new form. No big deal. Fill it out. Send it in. Yada yada. Silence again.

Then, 10 days before the last day to sign up for health care, I get another letter from them asking for all this paperwork from me--"Proof of Household Composition," which included wanting my college transcript and my mom's birth date, social security number, and last two pay stubs; and my most recent pay stub that included the February 21st pay period (to be safe, I sent in my three most recent pay stubs). So I bitch, but I mail it all in anyways. And to be safe, I called them on March 31st to make sure everything got to them alright because they threatened to "deny or discontinue" my benefits if I didn't send in everything that they wanted. This is the basic conversation:

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Me: Did all my paperwork arrive in the mail?

Indiana:  Blah blah blah, technical terms, blah blah, let me look up something, blah blah blah, estimate your monthly payments, blah blah blah, ok, yes, it all arrived, but it's still not enough. We need you to fax in your soul today or else they may deny your application.

Me: Woah, back up Indiana! I already sold my soul to Crowley, like, 9 years ago.

Indiana: Oh, well, then we need more pay stubs.

Me: I already gave you every pay stub I had from September to January, and I just sent you two more ontop of the one that you requested, what more do you want?

Indiana: Well, we wanted the pay stub dated February 21st, not the one that included the pay period of February 21st. And if you want to be safe, you should send in the pay stub that you just got today because, you know, they may have given you a raise in the past week since you do such an awesome job picking up dog shit. We can't risk giving health insurance to someone who's a wealthy poop-picker-upper.

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So with that logic, I faxed in two more pay stubs and think that it's finally over, that the state will now do something about my lack of coverage. And they did do something... they sent me another letter asking for more pay stubs! D:<

So my question to you: Have you given up on getting health insurance? I know a lot of people who are just going to take the fine because it's more expensive to get covered than it will be to get fined.
And my challenge to you: If you're still in the process of getting a state provided insurance, keep fighting. As much of a pain as it is, it'll be worth it if you get covered. And if your states a dick (I'm looking at you, Indiana!) and they don't cover you, at least you won't get fined because it wasn't your fault.

3 comments:

  1. Obamacare is a joke! How do you force uninsured Americans to get insurance and fine them if they don't? Then...how do you brag about getting 7 million Americans who allegedly got insurance??

    Anyways, back to your topic. State and federal bureaucracy is a joke and very difficult to deal with. Indiana is giving you a hard time because they probably don't have it figured out themselves!

    Join the military LAREN!!! Then you will get FREE healthcare! That is until the acting President changes it like he is trying to. Or you can marry an extremely wealthy man who can provide insurance for you. Option 3.....keep messing with the Indiana idiots!

    Oh...go ahead and send in your future paystubs...you know the ones that you haven't gotten yet?

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    1. An author that I really like has 3 1/2 Stupid Rules for Writing--the first three are your typical read, write, submit, but the 1/2 is Marry for Health Insurance. :) Guess I'm in the market for an extremely wealthy man who can provide me with health insurance. That seems like the easiest route. ;)

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  2. Check stub maker I would like to say that this blog really convinced me to do it! Thanks, very good post.

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