Friday, January 10, 2014

Step 36: Sign Up for Health Insurance

Gone are the days when I could get by with just having my Mama kiss my boo-boos. It's time for me to get some big-girl health insurance.

I enrolled in the Affordable Care Act's Health Insurance Marketplace the other day, and it was surprisingly easy; although, I'm still not covered. I don't make enough money to be eligible for any of the low-cost insurances/tax breaks that the federal government offers (I know, that sounds like an oxymoron), but I may be eligible for Indiana's Healthy Hoosiers/Healthy Indiana Plan (basically Medicaid).

Not to get political or diss on my State here, but things are about to get a lot more complicated.

My sister received the exact same response when she signed up for health insurance back in early November. When she received her results, it said that someone from the Indiana Family and Social Services Administration would contact her about her eligibility for Healthy Hoosiers and/or Healthy Indiana Plan. It's been two months, and she hasn't heard a peep from them.

I'm giving them one week before I call them.

I'll keep you guys updated on how applying for Healthy Hoosiers/Healthy Indiana Plan works out, but as far as Obama's Health Insurance Marketplace--it's really not that bad. The website was easy to navigate, it was pretty easy to understand, and it only took about 30 minutes to fill out the application. The most annoyance I had was having to verify my address six times because I only put down the first five digits of my zip code instead of the full eight. So if you haven't yet applied and you don't have health insurance, get to it! Especially if you think you're eligible for Medicaid, 'cause who knows how long it's going to take your state to accept you into the program.

So my question to you: What do you think about the Health Insurance Marketplace website?
And my challenge to you: If you know the trick to getting into Healthy Hoosiers/Healthy Indiana Plan, share it with your fellow internet goers! I'm really not looking forward to having to call people and fill out more paperwork...

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